THE AMALGAMATION OF CRYPTOCURRENCY WALLET AND TRADITIONAL FIAT BANK ACCOUNTS!!!
HubrisOne is a cryptocurrency wallet and a
traditional fiat bank account combined into a powerful, intelligent, regulated
and compliant digital Apple and Android App. Combination of the benefits of
these two powerful industries is the focus of HubrisOne. HubrisOne believes in
the existence of cryptocurrencies and therefore should be taken sternly.
HubrisOne stands more than just a mere digital cryptocurrency friendly bank
account.
In a new, well secured, regulated and user friendly
way, HubrisOne wish to become the connector between the olden banking and
finance system to the new world of cryptocurrencies. We aim not to eradicate
banks but instead to improve their current processes and services on offer by
leveraging the technology such as blockchain and cryptocurrencies and also to
become the world’s first cryptocurrency friendly bank fully complaint and
regulated within the United Kingdom. This for sure will help investors into the
cryptocurrency market with its regulated, trusted and licensed go to solution.
In a new well secured and transparent way, HubrisOne
wish traditional fiat currencies and cryptocurrencies shouldn’t be separated as
operating independently of each other. HubrisOne do not suggest the elimination
of fiat currency and neither do HubrisOne has the view cryptocurrencies are
going to be the most dominating currency. A solution which respects and
recognizes the significance of the traditional banking system and its
importance it comes with whiles at the same time removing all barriers and
improving customer care, product creation and technology is the answer to the
above.
The old banking system has provided enough benefits
to the mass in their day to day affairs in diverse ways like; providing jobs to
millions worldwide, movement of billions of payments globally everyday,
payments of salaries everyday and access for people to have their dream
mansions and a lot more. HubrisOne wish not to eliminate banks therefore but
rather to find a sweet-spot and middle ground which will generate trust and
increase mass adoption.
Also, poor customer service and complacency is also
a contributing factor as few percentages of people worldwide believe their bank
is meeting their expectation. These traditional banks are gradually failing due
to the inability meet customers’ needs and wishes. Example: No live chat for
customer care, no payment processed on weekends and long waiting times.
HubrisOne is now bringing banking into the digital world age by its integration
as both cryptocurrencies and blockchain technology.
In an era where smartphones has become the other of
the majority in a massive growth and usage, HubrisOne see a general global
shift to mobile-only digital solutions and banking in an area that is due for a
digital shake-up with its plans and direction of developing an app only digital
banking solutions which is lightweight, accessible and very secured. Using the
HubrisOne app will enable its target market to execute their day to day banking
operations and provide easy access to the cryptocurrency market infrastructure
in diverse ways as follows;
1. Secured
Cryptocurrency Wallets; how efficient and convenient it will be by executing
daily banking task, converting and transacting fiat to cryptocurrency in few
taps. The all-in one banking and cryptocurrency solution is here, HubrisOne
app. With this wonder app, one will be able to send cryptocurrency to friends,
family or to and exchange using the features within a few a taps. Early
transactions between your cryptocurrency wallet and your HubrisOne bank account
and spend globally using the HubrisOne secured debit card. Full ownership of
your keys, freedom, variety and diversify add up to two hundred
cryptocurrencies and selected altcoins.
2. Secured
Digital Account and Card Management; you’re in charge of your account and your
card when you want, 24/7 since whatever you can do with a bank representative
over the phone, you can now do it via the wonder app, HubrisOne App. HubrisOne
brings to the wide market its unique factors such as, change, view or reset
your security pin in 2seconds. No need to order a pin by mail. Link your card
to your HubrisOne bank or to your cryptocurrency wallet. One card, multiple
accounts, how convenient and extraordinary. No phone calls or calls centers
needed, you can create your virtual card for online purchases in few taps.
3. Fair
and Transparent Crypto-Backed Loans; most people need loans from their banks
but their credit is poor is the situation majority face daily. However,
HubrisOne will increase demand for financing services which are linked to the
ownership value of their cryptocurrencies. Users will be able to receive fiat
payments upon approval of their application in under 5seconds in their
HubrisOne connected bank account. HubrisOne offers instant crypto-back lending
financing, instant decision in 2seconds, no credit check needed, transfer funds
instantly to your HubrisOne bank account and flat 10% interest rate.
4. Increasing
Cryptocurrency Adoption; HubrisOne shares the view of increasing crypto adoption
through its integral digital banking accounts by way of presenting a familiar
banking solution with cryptocurrency integration and thereby increase the
adoption and gain users at the same time.
5. Instant
Digital Bank Accounts; HubrisOne has made it easy and convenient in the
creation of bank accounts in USD, EUR , GBP dominated currencies and upon
approval of KYC/AML, users worldwide will be able to transact, transfer and
store funds as they would in their account today for free.
6. International
Transfers Using Stellar Blockchain; With HubrisOne, the tiresomeness related to
waiting for more than days to receive international payments are over. It has
really been made easy for users to transfer funds from their HubrisOne bank
account using secured blockchain payments. How convenient and easily accessible
this will be whiles at the same time, it brings along these benefits. (a), real
time traceability and tracking of funds
(b), international payments using
Stellar blockchain connectivity across international payment networks.
(c), an instant on-demand
settlement, when you transfer with faster payments or SEPA (usually within
2-4hours). HubrisOne grants users with a unique feature to accumulate
traditional and blockchain international payments by granting an option whereby
one can transfer funds to banks accounts via SEPA, SWIFT, faster payments or
send via Stellar’s international blockchain payment technology. Read whitepaper here to know the reasons why Stellar blockchain payment was selected.
7. Security
and Ownership; here, HubrisOne with its wonder feature will integrate and
implement the strictest security to ensure consistent trust, integrity and
reliability of the app. These features
include; (a) two-factor authentication for additional security (b) integrated
digital and instant AML and KYC verification (c) wallets and private keys are
your and are stored in AES-256 encryption. (d) 24/7 real-time anti-fraud
machine learning account monitoring. (e) PCI-DSS compliant (f) application is
run entirely over encrypted SSL.
THE
WONDER OPPORTUNITY TO GRAB
HubrisOne stands out with its
wonder app and digital banking solution. This is really appealing to the
market. We hereby offer a digital banking solution to people who meet the
following criteria;
a) Have
or need a bank account
b) Have
a smartphone with internet connection with access to Google play or Apple app
store
c) Over
18years
HubrisOne has a special
reward for user sign up, amazingly. HubrisOne cryptocurrency tokens (HBRS) will
be used as a reward for each customer that signs up with HubrisOne. This for
sure will increase the rate of our customer acquisition and importantly the
growth rate of our customer base via organic network and marketing effect. This
is a wonderful opportunity to grab since its solution is a mass market product
and applies to the mass population.
ROADMAP
Q2 2018
Market Research
Market fit and analysis
Product creation
Target market assessment
Q3 2018
Private investor out-reach
Assembling team and recruitment
HubrisOne deck and one pager public release
Public crowdsale announcement
Development partner search
Pre –sale opens and public sale
Q4 2018
Build and grow community
UI/UX development
New years launch party (London)
Register for FCA E-money license
Explore US and Asia regulatory compliance
Q1 2019
Apple app and Android development
Security audit
Beta testing and bug improvements
Debit card design and manufacturing
Crowdsale completes
Distribute tokens
Q2 2019
List tokens on exchanges
Android and Apple app release
Apple pay and Google pay release
Crypto-lending facility integration
Grow and build partners and marketplace platform
On-going R&D
TEAM AND ADVISORS
Co-Founder… Ivan A. Gyimah
CTO/Solidity/Blockchain… Vitally Marinchenko
Co-Founder… McAnthony Gyimah
PR, Comms & Community… Raymond Baxter
Chief UI/UX Engineer and IOS Developer… Umar Moin
Director of Operations… Robert Laguna
Director of Marketing, Marketing Consultant… Felix
Zeiffer
Fintech Expert and Analyst at Blockfreelancer…
Andrew Chung
Community Manager… Devina Dutta
Fintech and Security… Jason Price
Fintech and Banking… Jillian Godsil, MA
Finance and Research… Boyan Patev
Strategy and Growth… Giovanni Casagrande
Strategy and Metrics… Rick Tapia
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